Responsibilities

Support APAC branches/business units by updating information on semi-macro economies and industries research
Conduct on-site/off-site research on certain SMBC’s customers (or business groups) for the purpose of examining future credit policy on respective companies. The results should be presented to business units, credit departments, other related depts as well as SMBC’s management board members
Accurate grasp of credit risk on customers in charge, and review obligor grades without delay, for companies with SMBC’s exposure of more than US$100M
Advise and discuss with credit department for amendment, to reach final conclusion for obligor grades of respective companies, if necessary
Detect SMBC’s customers whose credit risk is likely to be highlighted, and raise the alarm to protect our credit risk exposure
Grasp updated trend in industry in-charge through companies visit, etc., and provide relevant information to related business units which could affect SMBC’s customers
Recognize change of semi-macroeconomic environment in Asian countries in-charge, and provide relevant information which could have impact on risk profiles of corporations and industries
Support business units which are seeking business opportunities with certain companies, through corporate research function such as overriding of obligor grading, research on business environment by industries, research on companies’ competitiveness & prospects, etc
Handle credit inquiries of various companies and industries received from relevant business units
Develop early warning models or business solution method for customers

Requirements

Degree qualifications in Finance/Accounting/Economics or related discipline
At least 5 years or longer related research experience in rating agencies or financial institutions especially conducting research for APAC markets and good-to-have other sectors such as Food and Beverage, Retail, Construction, Building Materials, Property, Hospitality
Good command of written/spoken English
Knowledge and understanding of Thai/Indonesian/Vietnamese industries and companies is highly preferred
Savvy PC software user such as Word/Excel/Powerpoint
Familiar with Bloomberg service is an advantage
Good analytical skills to undertake fact findings
Occasional travelling is required