Job Description

The Global Risk & Compliance Organization is an independent risk management function, led by the Chief Risk Officer, with the objective of ensuring that American Express operates in a safe, sound, and fully compliant manner with all applicable regulatory expectations. Global Risk & Compliance creates and maintains the overall risk management framework, performs independent risk management assessments, and monitors applicable risks. Colleagues at Global Risk & Compliance are passionate about our commitment to drive the Company's goals of growth and progress by creating a culture of risk awareness and proactivity around regulatory matters.

The International CRO organization within Global Risk and Compliance (GRC) is responsible for identifying and managing risk across all processes and geographies at American Express.

How will you make an impact in this role?

The Senior Manager, Risk Governance and Frameworks, France, within the GRC organization, is responsible for establishing the second line of defense governance structure, risk framework and risk policy library for the French legal entity market. We are seeking an experienced risk leader to be a part of this exciting journey. The incumbent will lead a team of risk professionals to design, implement, oversee and keep updated the risk governance structure, risk framework and risk policy library for our UK businesses.

Responsibilities

• Act as Chief Risk Officer of American Express Payments France
• Own the Risk Governance Framework and the Risk Governance Committee structure;
• Own ILE IRM policies and Risk Governance Framework and support localized ILE deployment and execution of AXP 2nd Line frameworks;
• Own the Risk Appetite Framework and ensure adherence to ILE Risk Appetite through challenge of Risk Appetite statements, metrics, limits and management action plans;
• Build and maintain relationships with Enterprise teams to ensure that ILE input to Enterprise risk policies and frameworks is sought and reflected;
• Ensure that ILE frameworks and policies are embedded and adhered to and that risk is governed in accordance with the ILE Risk Governance Framework;
• Ensure Governance Committees are appropriately structured, staffed and operate in accordance with their Terms of Reference;
• Support successful escalation of risks to BRC, Board and IRMC, and ensure that risks escalated are adequately resolved;
• Oversee remediation of priority issues, OREs, RAPs and MAPs;

Qualifications

• 8+ years of leadership experience in risk management, compliance, treasury, controllership, or a similar role;
• Strong analytical skills and business acumen with a risk-reward control perspective; and the ability to balance commercial objectives with sound risk management;
• Strong understanding of France market regulatory requirements and the payments industry;

• Experience in interacting with regulators and familiarity with UK's regulatory landscape and requirements;
• Demonstrated ability to successfully manage multiple priorities under pressure;
• Fluency in English (verbal and written);
• Advanced degree in business, economics, engineering, or a related field; professional certifications such as FRM, CFA, are valued;

Leadership Skills:

• Proven leader who can build, inspire, and coach a team with a passion for the business;
• Excellent relationship and influencing skills with the ability to build productive relationships across teams and levels of seniority; including senior leaders, board of directors, regulators, and stakeholders;
• Self-confident with a strong sense of integrity and the ability and willingness to challenge and be challenged;
• Proactive in identifying issues, delivering and escalating key findings, and advising on recommended solutions to correct issues or mitigate risks;
• Ability to communicate oversight findings to colleagues, business partners, and senior leaders;
• Strong verbal and written communication skills.

Non-considerations for sponsorship:

Employment eligibility to work with American Express in France is required as the company will not pursue visa sponsorship for these positions.

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.