About FWD Group

FWD Group (1828.HK) is a pan-Asian life and health insurance business that serves approximately 40 million customers across 10 markets, including BRI Life in Indonesia. FWD's customer-led and tech-enabled approach aims to deliver innovative propositions, easy-to-understand products and a simpler insurance experience. Established in 2013, the company operates in some of the fastest-growing insurance markets in the world with a vision of changing the way people feel about insurance. FWD Group is listed on the main board of the Hong Kong Stock Exchange under the stock code 1828.

For more information, please visit www.fwd.com

PURPOSE

The AVP HNW Underwriter will be responsible for establishing and enhancing FWD Private's High Net Worth underwriting capabilities across key Asian and global markets. The role will support the development of a differentiated underwriting philosophy and service model tailored to affluent, HNW and UHNW customers distributed through private banks, brokers and strategic partners. The incumbent will work closely with distribution, medical, operations and reinsurer partners to deliver a best-in-class underwriting experience, balancing risk management, speed and client-centricity.

KEY ACCOUNTABILITIES

• Design and implement FWD Private's HNW underwriting philosophy, governance and operating framework aligned to business growth objectives
• Underwrite complex HNW and UHNW life insurance cases across multiple jurisdictions and product solutions
• Develop underwriting guidelines and referral protocols tailored for affluent and private banking segments
• Partner with reinsurers to optimize underwriting capacity and facultative support for jumbo cases
• Collaborate with distribution teams, brokers and private banks to support case strategy and execution
• Contribute to underwriting training and capability development across FWD markets

QUALIFICATIONS / EXPERIENCE

• Bachelor's degree in Insurance, Business, Medical Sciences or related disciplines
• Minimum 8-12 years of life underwriting experience including HNW/UHNW business
• Regional underwriting experience across Asia preferred
• Professional underwriting qualifications advantageous

KNOWLEDGE & TECHNICAL SKILLS

• Advanced knowledge of life and health underwriting principles
• Strong understanding of cross-border structures and financial underwriting
• Deep understanding of reinsurance structures and jumbo retention management
• Strong communication and stakeholder management capabilities