About Dah Sing Group
The Dah Sing Group is a leading financial services group in Hong Kong offering banking, insurance, financial and other related services through its growing network of over 70 branches in Hong Kong, Macau and Mainland China.
Our currency is caring, teamwork and progressiveness. We accept that everyone is unique and different in talent, but alike in the capacity for growth. Our task is to shape a culture that creates a sense of pride in achieving something beyond just a job, and an environment where you can be your true and authentic self, like at home.

Job Purpose:
• To maximize the amount of recovery and minimize the loss incurred from classified accounts in Corporate Banking Division.
• To ensure that operations of classified loan collection are compliant with internal and regulatory guidelines and procedures.
• To supervise SAM staff for their monitoring and reporting of specific accounts in Corporate Banking Division.

Main Responsibilities:
• To formulate, execute and monitor account strategies and recovery actions for classified accounts in Corporate Banking Division.
• To represent the bank to meet with delinquent borrowers, attend bank group meetings, and liaise with external parties for legal matters or handling of collateral.
• To prepare and review proposals and management reports in relation to specific classified accounts and the classified loan portfolio.
• To estimate, coordinate and monitor Stage 3 ECL of classified accounts.
• To ensure recovery procedures are compliant with internal and external requirements.
• To regularly review procedures and guidelines in relation to Special Assets Management.
• To supervise and coordinate the completion, accuracy and timeliness of various management reports and regulatory returns prepared by SAM team on specific borrowers and the classified loan portfolio.
• To reply to queries from internal parties (including finance, legal and compliance) and regulator.

Incumbent Requirements:
• University degree holder or above in accounting, finance, business administration or law.
• Minimum 10 years of banking experience (including credit risk, commercial banking and corporate banking), preferably with exposure in credit control and debt collection operation and at least 5 years of supervisory experience.
• Experience in handling loan recovery action on PRC corporates is an advantage.
• Strong negotiation skills.
• Good command of spoken and written English / Chinese (including Putonghua).
• Able to work independently and under pressure.
• Conversant with up-to-date HKMA requirements in related areas.

Please note that only shortlisted candidates will be notified.