Company Description



Standard Bank Offshore is the offshore arm of the Standard Bank Group, a leading Africa focused financial services group, and an innovative player on the global stage. Our international Banking, Lending, Investment, Fiduciary and Wealth Management services offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals.



Our clients range from individuals to businesses of all sizes, high net worth families and large multinational corporates and institutions. We're passionate about creating growth in Africa and SBO is perfectly positioned to support the growth of our organisation from our office in the Isle of Man, Jersey, London, MAUs and South Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.




Job Description




NOTE: This role is not open to Relocation or Sponsorship. Only Jersey residents are eligible to apply.



To grow, maintain and retain a portfolio of private banking customers in line with the segment value propositions, related initiatives and activities aimed at creating value for the client and the bank.




Qualifications




Minimum Qualification:

• First Degree in Business Commerce

• 5 - 7 years experience in Personal and Private Banking


• Experience in sales, service, relationship management, credit applications and financial acumen.

• Proactively promote a relationship-based offering through a primary point of contact, which meets the client expectations by providing personalized financial solutions in line with the client value proposition.


• Adhere to sound account management principles for optimal credit portfolio management execution (i.e., reduced excesses, unauthorised overdrawn accounts and overdue reviews)


• Adherence to required compliance, legislative, regulatory, etc. requirements e.g., KYC.


• Prepare and submit quality credit applications for evaluation and/or approval by Credit, where required or oversees the preparation of credit applications. Conducts credit reviews as and when required.


• Ensure the necessary indemnities are in place to receive instructions from the specific client via email or telephone. Apply discretion to act on client instructions within defined mandate and escalate where applicable (e.g., client requests an EFT transfer to be made, jobholder may act on the request if within allocated mandate.

• Articulating Information


• Conveying Self-Confidence


• Developing Strategies


• Empowering Individuals


• Examining Information


• Interacting with People


• Upholding Standards

• Banking Process & Procedures


• Commercial Acumen


• Customer Understanding ( Consumer Banking)


• Financial Acumen


• Product Knowledge (Consumer Banking)


• Risk Identification


• Risk Reporting